|Surviving Life Challenges||
How many times have you needed to find an important document, and you have to tear your whole house apart to find it? Ultimately, you don't find it, so now you have to order another copy from the bank, IRS, etc. They will always charge a fee for that copy. This is one way you spend money unnecessarily. Organization is the first step to saving money. I have found that being organized gives you a piece of mind. When you look for something, it is where it should be. By becoming organized, you save yourself a lot of time and in these tough times, we have to squeeze so much into one day that wasted time can also cost us money.
An example of how not being organized can cost you money is your getting ready to leave for work in the morning, and you can't find your keys or the file you need for work. Now you have to take extra time searching for them. Meanwhile, you are now going to be late for work. Again, this cost you money and could cost you your job, and no one can afford that in this job market. These are just some of the ways that being unorganized is a time waster and money waster.
There are some things you can do to organize your life. First, try to get in the habit of putting things where they belong. I know it seems like such an inconvenience, but trust me, in the long run it will save you so much frustration. For instance, I have made a habit of putting my car keys right in my purse when I walk through the door, and I put them in a certain place in my purse so I always know where they are.
Secondly, you should organize your important documents. I use a two drawer file cabinet that was very inexpensive. I bought some file folders and labeled them. I also incorporated my monthly bills in my file cabinet as well. When I receive my monthly bills in the mail, I put them on a calendar with their specific due dates so bills are not late being paid late. Then I put them in their specific file folders, and when they are paid I attach the receipt to the invoice and file it away. This way you always have your receipts and invoices. This system is also beneficial for storing your tax returns and tax documents. When it is time for you to file taxes, all of your documents are in one place and it makes tax time a lot less stressful when you can find all of your documents with ease.
Another way to get organized is by preparing everything you need the night before for the day ahead. I never leave anything to do in the morning. Everything should be done the night before. Try to select your clothes for the next day, do your ironing, prepare lunches, charge cellphones, and anything else that you can do the night before. Some of these things you can do while you are watching television. I am a big believer in the concept that the way your day begins is how your day will be. In other words, if you have a hectic, frustrating morning, usually that's how your whole day will be. This is why you want your morning to go smoothly, so you can have a peaceful and orderly start to your day.
Organization is essential if you you want to save money. These are just some of the ways you are losing money by being unorganized. I hope you give some of these ideas a try and see how much money you can save. You could use that savings for things you want to spend your money on, not throwing your money away unnecessarily.